Let’s Talk Total Insured Value (TIV) for Builder’s Risk Insurance 🏗️ When quoting Builder’s Risk, TIV isn’t just a number—it’s the foundation of your client’s coverage. What is TIV? It’s the full value of the project, including: ✔️ Materials ✔️ Labor ✔️ Equipment ✔️ Any other costs to complete the build Why does it matter for you? ✅ Accurate TIV = Proper coverage and competitive pricing ✅ Underestimating TIV = Risk of uncovered losses ✅ Overestimating TIV = Higher premiums than necessary Your c

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