Even experienced investors get caught out when buying property overseas. It’s rarely the purchase price that causes problems, it’s everything that follows. Local taxes, registration costs, legal fees, currency transfers, insurance, maintenance… in some markets, those extras can add 5–10% to your total spend before you’ve even collected the keys. Then there’s the exchange rate risk of earning in one currency and borrowing in another. Small movements in FX can quietly shift your returns by thousan
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