You may not be asking for more credit—but your bank’s systems could be giving it to you anyway. New research from King’s ...

Approximately 80% of credit limit increases on U.S. credit cards don’t originate from cardholder requests but instead come ...

New study from King's Business School and the Federal Reserve Board shows most credit-limit increases are automated, targeting borrowers already in ...

Algorithms are extremely clever at accurately processing huge quantities of information. But a recent problem with a bank loan is a disturbing look behind the curtain. Last week I applied for a ...

A new study from King's Business School at King's College London and the Federal Reserve Board shows most credit-limit increases are automated, targeting borrowers already in debt. As shoppers across ...