Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Medical underwriting is the process of evaluating an application for health insurance ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

Discover how insurance companies manage current liquidity to cover liabilities with liquid assets. Learn the significance of ...

The world of insurance underwriting has been a steady and unchanging force for over four centuries. It's a domain where risk assessment and pricing are deeply rooted in historical data, often locked ...

When applying for life insurance, the underwriting process is a critical step to determine the policyholder's risk and premium. At CG Insurance, we pride ourselves on a customer-centric approach that ...

That specificity has made it harder for commercial insurers to keep pace with evolving customer needs. AI can help fill that ...

The age-old insurance underwriting model worked well for a traditional environment of slower and more predictable change, with similar processes and risk evaluation methods across insurers. Today, the ...

The insurance industry is adapting to the rise of generative artificial intelligence (AI) by incorporating it into its underwriting processes amid looming cyber threats, some of which may also utilize ...

Data privacy and proxy discrimination are far from settled issues for insurance companies. Executives agreed during a risk appraisal forum at NAILBA 43 that future state-based regulations are sure to ...

Life insurance companies use a process called underwriting to evaluate your risk factors, decide whether to approve your application and determine your premium. Traditional underwriting, which usually ...