USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Eight million borrowers facing “persistent financial burdens,” such as those brought on by unexpected medical bills, natural disasters or high child care or family caregiving costs, could qualify for ...

After her husband lost his tech job in 2008, Lisa Eidner of Mahwah, N.J., asked the couple's mortgage servicer to lower their monthly payments. The company agreed to a temporary cut but sent the ...

The fear of layoffs has been strong in the past few years—and for federal workers, that fear only continues to grow. There are also circumstances in which lenders will allow you to redraw up to your ...

Life has a way of surprising us — and not always in a good way. For example, a sudden job loss, a medical emergency or an unexpected expense can derail even the most carefully planned budget. When ...