Paying off collections improves your finances, but what happens to the negative mark on your credit report?

Millions of Americans are struggling with credit card debt, and in 2026, some may qualify for relief through credit card debt ...

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

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Today, the White House announced an indefinite pause of the collection of defaulted federal student loan debt, including through the Treasury Offset Program, which applies any tax refunds towar ...