Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

MAPFRE's home insurance policies shine, but expect high rates and poor customer service for auto insurance customers. With a presence in 18 states, we recommend MAPFRE for homeowners insurance but not ...